Welcome to GT Car Life. These Terms and Conditions (the "Terms") form a binding legal agreement between you and GT Car Life LLC, a Tennessee limited liability company ("GT Car Life," "we," "us," or "our"), and govern your access to and use of the GT Car Life community, marketplace, content, events, live experiences, and payment-enabled services (collectively, the "Services").
GT Car Life operates its platform on the Lyncspot ecosystem, provided by Lyncspot LLC, which supplies the underlying software, hosting, communications infrastructure, and Stripe-based payment plumbing. Your use of the Services is therefore also subject to applicable Lyncspot platform terms and Stripe's Services Agreement for payment-related functions.
Please read these Terms carefully. By creating an account or using any part of the Services, you confirm that you have read, understood, and agreed to be bound by these Terms and our Privacy Policy.
By accessing or using the Services, you represent and warrant that: (a) you are at least 18 years of age, or the age of majority in your jurisdiction, whichever is greater; (b) you have the legal capacity to enter into this agreement; (c) you are not barred from using the Services under applicable law; and (d) if you are using the Services on behalf of an organization (dealership, manufacturer, club, media outlet, restoration shop, etc.), you have authority to bind that organization.
Some features (such as becoming a Vendor on the marketplace, joining an invitation-only program, or participating in members-only events) require additional onboarding, identity verification through Stripe, and acceptance of supplemental terms. If you do not agree to these Terms, you may not use the Services.
GT Car Life is a specialized community platform that bridges automotive enthusiasts, owners, industry professionals, manufacturers, dealers, journalists, and motorsport experts in one ecosystem. We deliver curated content, members-only programs, exclusive events, professional networking, live experiences, and a marketplace where members can buy from and sell to one another — all within an environment built specifically for the automotive community.
GT Car Life LLC operates as a Licensee on the Lyncspot ecosystem. Lyncspot provides the underlying software, hosting, communications infrastructure, and Stripe-based payment plumbing; GT Car Life operates the brand, community, content, moderation, vendor approvals, customer experience, and policies.
Vendors earn revenue when Buyers purchase their offerings on the GT Car Life marketplace. Payouts are issued through Stripe Connect to the Vendor's connected Stripe account on a recurring schedule (typically every 2–7 business days after funds clear and any applicable hold period passes).
GT Car Life believes in complete fee transparency. For each marketplace sale, funds flow as follows. You will always see the full breakdown in your Vendor dashboard before confirming any sale.
| Step | What Happens | Recipient |
|---|---|---|
| 1 | The Buyer pays the full purchase price. Stripe processes the transaction on the Lyncspot platform account that powers the GT Car Life ecosystem. | Funds held by Lyncspot via Stripe |
| 2 | Stripe payment-processing fees are deducted (per Stripe's published rates — typically 2.9% + $0.30 for U.S. card transactions). | Stripe |
| 3 | Lyncspot retains its ecosystem fee (a percentage of the gross sale, set out in our Licensee Agreement with Lyncspot). | Lyncspot LLC |
| 4 | The remaining balance is transferred to GT Car Life's connected Stripe account. | GT Car Life LLC |
| 5 | GT Car Life retains its marketplace fee (a percentage of the sale, disclosed to Vendors at sign-up and in the Vendor Agreement). | GT Car Life LLC |
| 6 | The remaining net balance is transferred to the Vendor's connected Stripe account on the regular payout schedule. | Vendor |
Subject to your compliance with these Terms, GT Car Life grants you a limited, personal, non-exclusive, non-transferable, non-sublicensable, revocable license to access and use the Services for their intended purposes. This license does not include any right to (a) resell, redistribute, or commercially exploit the Services beyond the marketplace functionality we provide; (b) copy, modify, or create derivative works of the Services; (c) reverse engineer, decompile, or attempt to derive source code from the underlying Lyncspot ecosystem; (d) use any automated scraping, data-mining, or extraction tools to harvest member data, vehicle listings, or content; or (e) circumvent any access controls or rate limits.
By using the Services, you authorize the deduction and distribution of fees as described in Section 3.3. All fees are exclusive of taxes unless otherwise stated. Currency conversion, where applicable, occurs at Stripe's published exchange rates. Payout schedules and minimum payout thresholds are visible in your dashboard and may be adjusted from time to time, with notice, to comply with risk-management or regulatory requirements imposed by Stripe or Lyncspot.
Tax documentation (such as IRS Form 1099-K in the United States) will be issued by Stripe to eligible recipients in accordance with applicable thresholds and law.
All payments and payouts on the Services are processed by Stripe, Inc., PCI-DSS Level 1 certified, through the Lyncspot ecosystem's Stripe Connect integration. GT Car Life does not see, store, or transmit your full card number, CVV, or bank account number.
The payment architecture uses Stripe Connect:
To act as a Vendor, you must agree to the Stripe Connected Account Agreement and the Stripe Services Agreement. Stripe's handling of your information is governed by the Stripe Privacy Policy. Stripe may impose holds, reserves, or limits on payouts to comply with risk-management or regulatory obligations.
Eligible purchases — including digital products, subscriptions, memberships, and one-time services sold directly by GT Car Life — come with a 14-day money-back guarantee. If you are not satisfied, you may request a full refund within 14 days of the transaction by emailing support@gtcarlife.com or using the in-app refund form.
Refunds for items purchased from a Vendor are governed primarily by the Vendor's published refund policy, which must comply with applicable consumer-protection law. Where a Vendor does not publish a policy, the following defaults apply:
Approved refunds are returned to the original payment method through Stripe and typically appear within 5–10 business days. When a refund is issued, the Lyncspot ecosystem fee and GT Car Life marketplace fee associated with that transaction are reversed proportionally.
We genuinely want every transaction to end well. If something doesn't feel right about a purchase, please reach out to us first at support@gtcarlife.com before filing a chargeback with your bank or card issuer. Most concerns — whether about a refund, a delivery issue, or an unexpected charge — can be resolved quickly and amicably through our support team, often within 1–3 business days.
Chargebacks are time-consuming and costly for everyone involved, including the Vendors who rely on this platform for their livelihood. Working with our support team directly is faster, friendlier, and usually leads to a better outcome for you. We'll do our best to make it right.
If a chargeback is filed and we determine it was made in error (for example, the Buyer received what they purchased and didn't request a refund first), we may share supporting documentation with the card network through Lyncspot and Stripe. We reserve the right to recover associated chargeback fees from the disputed amount, but we always prefer the conversation over the dispute.
You are solely responsible for any Content you submit, post, or display through the Services. By submitting Content, you represent that you own it or have all necessary rights to use it and to grant the licenses described in Section 12.
We may remove Content that violates these Terms and may suspend or terminate accounts of repeat or serious offenders. We are not obligated to monitor Content but reserve the right to do so.
By posting or uploading Content to the Services, you grant GT Car Life and Lyncspot (solely in its role as ecosystem provider) a limited, non-exclusive, royalty-free license to host, store, reproduce, display, and distribute that Content solely as necessary to operate the Services and make your Content available to other members in the way you intend (for example, displaying your post in a community feed, your build log in a vehicle profile, or your product listing in the marketplace).
We will not use your Content for advertising, marketing, or promotional purposes outside the platform unless you have opted in via your account settings. You retain all ownership of your Content, and the license terminates when you delete the Content or close your account, except where retention is required by law or to complete pending transactions.
Consistent with the Stripe Restricted Businesses list, Lyncspot's ecosystem policies, and applicable law, you may not use the Services to offer, facilitate, or promote:
We may suspend or terminate accounts that violate this section, in coordination with Lyncspot and Stripe.
The Services — including the GT Car Life name, logos, designs, editorial content, photography commissioned by GT Car Life, and the look and feel of the platform — are owned by GT Car Life LLC or its licensors and are protected by U.S. and international copyright, trademark, and other intellectual-property laws. The underlying software platform is owned by Lyncspot LLC; nothing in these Terms transfers any ownership of the Lyncspot ecosystem to you. Manufacturer marks, model names, and racing liveries featured on the platform remain the property of their respective owners. No rights are granted to you except as expressly set forth in these Terms.
Track days, driving schools, dynamic driving experiences, and motorsport-related events made available through GT Car Life involve inherent and significant risk, including risk of serious injury, death, and damage to property. GT Car Life acts as a community coordinator and is not the operator of these events unless expressly stated.
The Services are provided "as is" and "as available," without warranties of any kind, whether express, implied, statutory, or otherwise, including warranties of merchantability, fitness for a particular purpose, title, and non-infringement. GT Car Life does not warrant that the Services will be uninterrupted, secure, or error-free, or that any Content will be accurate or reliable. Some jurisdictions do not allow the exclusion of certain warranties; in such jurisdictions, the foregoing exclusions apply only to the extent permitted by law.
To the maximum extent permitted by law, GT Car Life and its affiliates, officers, employees, and agents shall not be liable for any indirect, incidental, special, consequential, exemplary, or punitive damages, or any loss of profits, revenue, data, use, or goodwill, arising out of or in connection with your use of the Services, even if advised of the possibility of such damages.
In no event shall GT Car Life's aggregate liability to you for all claims relating to the Services exceed the greater of (a) the total fees paid by you to GT Car Life in the twelve (12) months preceding the event giving rise to the claim, or (b) one hundred U.S. dollars ($100). Some jurisdictions do not allow these limitations; in such jurisdictions, our liability is limited to the greatest extent permitted by law.
You agree to indemnify, defend, and hold harmless GT Car Life, Lyncspot, and their respective affiliates, officers, employees, and agents from and against any claims, liabilities, damages, losses, and expenses (including reasonable attorneys' fees) arising out of or related to (a) your use of the Services; (b) your Content; (c) your violation of these Terms or applicable law; (d) your infringement of any third-party right; or (e) for Vendors, any defect, misrepresentation, or non-conformity in the goods or services you sell through the marketplace.
We use industry-standard administrative, technical, and physical safeguards to protect your information, including TLS encryption in transit, encryption at rest, PCI-DSS Level 1 compliance through Stripe, tokenization of payment instruments, role-based access controls, multi-factor authentication for administrative accounts, and continuous security monitoring performed at the ecosystem level by Lyncspot.
Our collection and use of personal data are described in our Privacy Policy, which is incorporated into these Terms by reference. The Privacy Policy explains how we comply with the GDPR, UK GDPR, CCPA/CPRA, and other applicable privacy laws, and how you can exercise your rights of access, correction, deletion, portability, and objection.
GT Car Life is committed to complying with applicable laws and requires the same of its Users and Vendors, including:
If a disagreement arises between you and GT Car Life, or between a Buyer and a Vendor on our marketplace, we follow a structured, good-faith process designed to resolve issues efficiently and fairly.
Contact our support team at support@gtcarlife.com with a clear description of the issue, relevant transaction IDs, and any supporting screenshots or documents. We aim to acknowledge within 1 business day and provide an initial response within 3 business days.
If the issue isn't resolved through initial support, it is escalated to our Disputes & Trust team. For marketplace transactions, both Buyer and Vendor are invited to share their perspective. The team reviews transaction records, communications, and policies, then issues a written determination within 14 days of escalation. Where appropriate, we may facilitate a partial or full refund, reissue a service, or take other corrective action. Where the issue involves underlying platform or payment infrastructure, we coordinate with Lyncspot and Stripe.
If a party remains dissatisfied, the matter may be escalated to formal alternative dispute resolution. The parties agree to first attempt non-binding mediation administered by a neutral mediator (such as JAMS or the American Arbitration Association). If mediation does not resolve the matter within 60 days, the dispute may be submitted to binding arbitration under the rules of the American Arbitration Association, conducted in English, with the seat of arbitration in Wilmington, Delaware, unless otherwise required by mandatory consumer-protection law in your jurisdiction.
To the extent permitted by applicable law, you agree to bring claims only in your individual capacity and not as part of a class or representative action. Nothing in this section prevents you from contacting a consumer-protection authority, filing a small-claims action in your local court, or exercising any non-waivable statutory right.
You may close your account at any time from your account settings. We may suspend or terminate your access to the Services, with or without notice, if we reasonably believe you have violated these Terms, applicable law, or our community standards, or if we are required to do so by law, by Lyncspot, or by Stripe.
Upon termination: (a) your right to use the Services ends immediately; (b) we may delete your account and Content, subject to legal retention requirements; (c) pending Vendor payouts will be processed in accordance with Stripe's procedures and any applicable holds; and (d) provisions that by their nature should survive (including IP, disclaimers, liability, indemnification, and dispute resolution) will survive.
We may update these Terms from time to time. When we do, we will revise the "Last Updated" date at the top of this page and, for material changes, notify you by email or through an in-app notice at least 30 days before the change takes effect. Your continued use of the Services after the effective date constitutes acceptance of the revised Terms. If you do not agree, your remedy is to stop using the Services.
We're here to help. The fastest way to reach us is through the in-app support chat, but you can also contact us at:
GT Car Life LLC
Attn: Terms & Terms Team
[7722 East Gray Road]
[Scottsdale, AZ, 85260], United States
General support: support@gtcarlife.com
Privacy requests: privacy@gtcarlife.com
Security reports: security@gtcarlife.com
Legal & compliance: legal@gtcarlife.com
Phone: [+1 (602) 616-4626]
Hours: Monday–Friday, 9:00 AM–6:00 PM ET
Data Protection Officer and EU/UK Representative: dpo@gtcarlife.com
Platform infrastructure: GT Car Life operates on the Lyncspot ecosystem provided by Lyncspot LLC. For ecosystem-level inquiries, you may contact Lyncspot via their published channels.
By using the GT Car Life Services, you acknowledge that you have read these Terms and agree to be bound by them, together with our Privacy Policy.